I've realized over the past two years that being an adult is more complicated than it looks. I think maybe I always knew this, but I just figured I'd be good at it right away. After two years, I think I'm finally on my way to getting it. There are definitely days when spending extra money at Target seems like a wonderful idea...until I get home and check my account. I still have panic attacks that I have forgotten to pay my rent or missed my alarm for work. But overall, I think I'm doing a pretty good job.
My parents, who are so gracious and giving, paid for my college education, something I am grateful for more and more each day. I left West Chester without a single bill staring me down. I began my career with a clean slate. I was debt free and on my way to adulthood! And then I tried to buy a couch. A simple, small, $700 couch from Sam's. Just something to get me started. CREDIT DENIED. Then I applied for a loan. DENIED. Then I applied for several different credit cards. DENIED! DENIED! DENIED! Are you seeing a trend? Me too. I couldn't even get a Target card. Since when did Target have such high standards? Though my credit score was great, my credit history was nonexistent. I was finally approved for a secured deposit loan (long story, too boring, not telling it). Seven months after my first attempt, I went couch shopping again.
Here is where I tell you the most exciting part of this whole experience. It wasn't when I finally decided to go for it. It wasn't when Cam sat on the couch and I pictured us cuddling while watching Toy Story. And it wasn't when I laid down and realized the amazing naps I am going to take.
Those were all fantastic, but nope, no favorite there.
It happened when I was waiting for my credit to be approved. Before walking away the salesman said "This could be a few minutes." As soon as he walked away the little credit check box showed something I never thought I'd see. I looked at my mom and excitedly whispered "Holy S!&* I got approved."